Jordan Bennett of Regency Real Estate Brokers - 949-829-7484

MLS: LG26137962     $1,029,000
4 Bedrooms with 3 Baths

MLS: LG26137962 Condo For Sale
205 MONTANA DEL LAGO DRIVE
RANCHO SANTA MARGARITA CA 92688

MLS:  LG26137962
Status:  ACTIVE
List Price:  $1,029,000
Price per SQFT:  $642
Square Footage:  1603

4 Bedrooms
3 Baths
Year Built:  1998
Zip Code:  92688

Listing Agent: WILLIAM SCOTT of REGENCY REAL ESTATE BROKERS 949-697-8795

Listing Remarks

LOCATION, LOCATION, LOCATION- RSM LAKE (DETACHED). This stunning detached residence is move-in ready, impeccably maintained, and offering an exceptional opportunity to own in one of Rancho Santa Margarita's most coveted lakefront communities. Perfectly positioned next to beautiful Lake Rancho Santa Margarita, this highly sought-after floor plan features 4 spacious bedrooms, including a convenient main-level bedroom ideal for guests, multigenerational living, a private executive office, or fitness space. Step inside to soaring ceilings, abundant natural light, and an ambiance that creates an inviting atmosphere from the moment you enter. Designed for both everyday comfort and effortless entertaining, the beautiful kitchen displays a generous center island, abundant workspace, and a spacious casual dining area that flows seamlessly into the main living spaces. The expansive primary suite offers a peaceful retreat with dual vanities, an oversized walk-in shower, and generous closet space. Fresh interior paint throughout enhances the home's bright, clean, model-like presentation, allowing you to move right in and immediately enjoy everything this exceptional property has to offer. Outside, the private backyard is designed for relaxing and entertaining with custom decking, low-maintenance vinyl fencing, and mature trees that create a peaceful outdoor setting. The oversized two-car garage features extensive built-in storage, providing both functionality and organization. Location is everything, and this home truly delivers. Rancho Santa Margarita Lake is close to your front door, providing immediate access to miles of scenic walking trails, waterfront recreation, and one of Orange County's most desirable lifestyle communities. Enjoy resort-style amenities including multiple swimming pools, relaxing spas, the Beach Club & Lagoon, beautifully maintained parks, sports courts, playgrounds, and an extensive network of hiking and biking trails.

Address: 205 MONTANA DEL LAGO DRIVE RANCHO SANTA MARGARITA CA 92688

Featured Agent

Featured Real Estate Agent Jordan Bennett

Jordan Bennett

Regency Real Estate Brokers
Team Lead - DRE: 01850869
Phone: 949-829-7484

Contact Jordan Bennett

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Listing Photos

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Listing Details

STATUS:Active
SPECIAL LISTING CONDITIONS:Standard
LISTING CONTRACT DATE:2026-06-22
BEDROOMS:4
BATHROOMS FULL:2
BATHROOMS HALF:1
LIVING AREA SQ FT:1603
YEAR BUILT:1998
HOA/MGMT CO:Cierro Del Lago
HOA/MGMT PHONE:949-716-3998
HOA FEES FREQUENCY:Monthly
HOA FEES:$240
HOA AMENITIES:Clubhouse, SportCourt, Barbecue, Playground, Trails
APPLIANCES INCLUDED:Dishwasher, Disposal, GasOven, WaterHeater
COMMUNITY FEATURES:Biking, Foothills, Hiking, Lake, StormDrains, StreetLights, Sidewalks, Pool
FIREPLACE:LivingRoom
FLOORING:Carpet, Vinyl
HEATING:Central
COOLING:CentralAir
INTERIOR FEATURES:CeilingFans, SeparateFormalDiningRoom, HighCeilings, TwoStoryCeilings, BedroomOnMainLevel
LAUNDRY FEATURES:LaundryRoom
LOT FEATURES:ZeroToOneUnitAcre, CloseToClubhouse
# GARAGE SPACES:2
PARKING FEATURES:DirectAccess, Garage
PROPERTY TYPE:Residential
PROPERTY SUB TYPE:Condominium
POOL FEATURES:Community
SPA FEATURES:Community
STORIES TOTAL:3
NUMBER OF UNITS TOTAL:1
VIEW:CityLights, Hills
LISTING AGENT:WILLIAM SCOTT
LISTING OFFICE:REGENCY REAL ESTATE BROKERS
LISTING CONTACT:949-697-8795

Estimated Monthly Payments

List Price:$1,029,000
20% Down Payment:$205,800
Loan Amount:$823,200
Loan Type:30 Year Fixed
Interest Rate:6.5 %
Monthly Payment:$5,203

Estimate does not include taxes, fees, insurance.

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Property Location: 205 MONTANA DEL LAGO DRIVE RANCHO SANTA MARGARITA CA 92688


Blue Marker: This Listing               Red Marker: Active Listings Nearby

Nearby Active Listings Within: 0.25 mi

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Featured Agent

Featured Real Estate Agent Jordan Bennett

Jordan Bennett

Regency Real Estate Brokers
Team Lead - DRE: 01850869
Phone: 949-829-7484

Contact Jordan Bennett

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Last Updated: 2026-06-24 16:30:18