Jordan Bennett of Regency Real Estate Brokers - 949-829-7484

MLS: OC26010347     $649,000
3 Bedrooms with 2 Baths

MLS: OC26010347 Condo For Sale
92 MONTANA DEL LAGO
RANCHO SANTA MARGARITA CA 92688

MLS:  OC26010347
Status:  ACTIVE WITH CONTINGENCY
List Price:  $649,000
Price per SQFT:  $574
Square Footage:  1131

3 Bedrooms
2 Baths
Year Built:  1993
Zip Code:  92688

Listing Agent: KAREN LUCKMAN of COLDWELL BANKER REALTY 949-680-6581

Listing Remarks

Experience the sought-after Rancho Santa Margarita lifestyle in the highly coveted community of Montana Del Lago. Perfectly situated just steps from the RSM Lake and Beach Club, this townhouse-style home blends modern convenience with resort-style living. Inside, soaring ceilings and abundant natural light create an airy, expansive feel. The open-concept family room, anchored by a cozy fireplace, serves as the heart of the home—perfect for both quiet evenings and lively gatherings. The interior has been elevated with fresh designer paint and a kitchen featuring sleek stainless steel appliances. Upstairs, the bedrooms offer the luxury of generous walk-in closets. The lower level features a garage equipped with an EV charger and space for a private office—an ideal solution for today’s remote professional. Outside, your private patio awaits for weekend BBQs and alfresco dining.

Address: 92 MONTANA DEL LAGO RANCHO SANTA MARGARITA CA 92688

Featured Agent

Featured Real Estate Agent Jordan Bennett

Jordan Bennett

Regency Real Estate Brokers
Team Lead - DRE: 01850869
Phone: 949-829-7484

Contact Jordan Bennett

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Listing Photos

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Listing Details

STATUS:ActiveUnderContract
SPECIAL LISTING CONDITIONS:Standard
LISTING CONTRACT DATE:2026-01-14
BEDROOMS:3
BATHROOMS FULL:2
BATHROOMS THREE QUARTER:0
BATHROOMS HALF:0
BATHROOMS ONE QUARTER:0
LIVING AREA SQ FT:1131
YEAR BUILT:1993
HOA/MGMT CO:Montana Del Lago
HOA/MGMT PHONE:714.285.2626
HOA FEES FREQUENCY:Monthly
HOA FEES:$643
HOA AMENITIES:SportCourt, PicnicArea, Pickleball, Pool, SpaHotTub, TennisCourts
APPLIANCES INCLUDED:Dishwasher, Disposal, GasOven, GasRange, GasWaterHeater, IceMaker, Microwave, Refrigerator, WaterHeater, Dryer, Washer
ARCHITECTURAL STYLE:Mediterranean, PatioHome
CONSTRUCTION:Stucco
COMMUNITY FEATURES:Curbs, Lake, StreetLights, Sidewalks, Park, Pool
FIREPLACE:FamilyRoom, Gas, GasStarter
FLOORING:Carpet, Laminate, Tile
HEATING:Central, Fireplaces
COOLING:CentralAir
INTERIOR FEATURES:BreakfastBar, CeilingFans, CathedralCeilings, EatInKitchen, HighCeilings, OpenFloorplan, TileCounters, Bar, AllBedroomsUp, PrimarySuite, WalkInClosets
LAUNDRY FEATURES:InGarage
LOT FEATURES:CornerLot, NearPark
# GARAGE SPACES:2
PARKING FEATURES:DirectAccess, ElectricVehicleChargingStations, Garage, Guest, PermitRequired, OneSpace, Tandem
PROPERTY TYPE:Residential
PROPERTY SUB TYPE:Condominium
POOL FEATURES:Community, InGround, Association
SPA FEATURES:Association, InGround
STORIES TOTAL:2
NUMBER OF UNITS TOTAL:124
VIEW:None
LISTING AGENT:KAREN LUCKMAN
LISTING OFFICE:COLDWELL BANKER REALTY
LISTING CONTACT:949-680-6581

Estimated Monthly Payments

List Price:$649,000
20% Down Payment:$129,800
Loan Amount:$519,200
Loan Type:30 Year Fixed
Interest Rate:6.5 %
Monthly Payment:$3,282

Estimate does not include taxes, fees, insurance.

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Property Location: 92 MONTANA DEL LAGO RANCHO SANTA MARGARITA CA 92688


Blue Marker: This Listing               Red Marker: Active Listings Nearby

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Featured Agent

Featured Real Estate Agent Jordan Bennett

Jordan Bennett

Regency Real Estate Brokers
Team Lead - DRE: 01850869
Phone: 949-829-7484

Contact Jordan Bennett

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Last Updated: 2026-02-17 19:26:28