Jordan Bennett of Regency Real Estate Brokers - 949-829-7484

MLS: OC26013071     $949,900
3 Bedrooms with 3 Baths

MLS: OC26013071 Condo For Sale
44 TIERRA MONTANOSA
RANCHO SANTA MARGARITA CA 92688

MLS:  OC26013071
Status:  ACTIVE
List Price:  $949,900
Price per SQFT:  $639
Square Footage:  1487

3 Bedrooms
3 Baths
Year Built:  1996
Zip Code:  92688

Listing Agent: MICHAEL PAJOUHESH of HOMESMART, EVERGREEN REALTY 949-836-5030

Listing Remarks

** Sellers are highly motivated ** " Home insurance is covered by HOA. " This upgraded Rancho Santa Margarita home features a downstairs in-law suite with a full bath, along with " 3 bedrooms and 3 full bathrooms " in a quiet, tree-lined community with Saddleback Mountain views. The open layout offers high ceilings, abundant natural light, and luxury vinyl plank flooring throughout, with updated lighting and a refreshed fireplace. The remodeled kitchen includes updated cabinetry, new countertops and backsplash, upgraded fixtures, and quality appliances. Upstairs are two en-suite bedrooms, including a spacious primary suite with a custom walk-in closet, dual vanity, smart mirrors, barn door detail, and a rain shower. Recent improvements include newer HVAC and water heater, whole-house water filtration with reverse osmosis, paid smart security system, EV charger, garage upgrades, and fresh interior paint. The HOA has recently replaced the roof and sealed the skylight. Enjoy a private patio, resort-style amenities nearby, a two-car garage, guest parking, top-rated schools, and no Mello-Roos.

Address: 44 TIERRA MONTANOSA RANCHO SANTA MARGARITA CA 92688

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Featured Agent

Featured Real Estate Agent Jordan Bennett

Jordan Bennett

Regency Real Estate Brokers
Team Lead - DRE: 01850869
Phone: 949-829-7484

Contact Jordan Bennett

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Listing Photos

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Listing Details

STATUS:Active
SPECIAL LISTING CONDITIONS:Standard
LISTING CONTRACT DATE:2026-01-17
BEDROOMS:3
BATHROOMS FULL:3
LIVING AREA SQ FT:1487
YEAR BUILT:1996
HOA/MGMT CO:Tierra Montanosa
HOA/MGMT PHONE:949-372-4040
HOA FEES FREQUENCY:Monthly
HOA FEES:$518
HOA AMENITIES:OutdoorCookingArea, Barbecue, PicnicArea, Pickleball, Pool, SpaHotTub
APPLIANCES INCLUDED:GasOven, GasWaterHeater, Microwave, Refrigerator, WaterSoftener, WaterToRefrigerator, WaterPurifier, Dryer, Washer
COMMUNITY FEATURES:DogPark, Park, StormDrains, StreetLights, Sidewalks, Pool
FIREPLACE:Gas, LivingRoom
FLOORING:Laminate, Wood
HEATING:Central
COOLING:CentralAir
INTERIOR FEATURES:Balcony, HighCeilings, LivingRoomDeckAttached, OpenFloorplan, Attic, BedroomOnMainLevel, MainLevelPrimary
LAUNDRY FEATURES:WasherHookup, GasDryerHookup, Inside, LaundryRoom
# GARAGE SPACES:2
PARKING FEATURES:DoorMulti, DirectAccess, ElectricVehicleChargingStations, Garage, GarageDoorOpener
PROPERTY TYPE:Residential
PROPERTY SUB TYPE:Townhouse
ROOF:SpanishTile
POOL FEATURES:Community, Association
STORIES TOTAL:2
NUMBER OF UNITS TOTAL:1
VIEW:Canyon, Mountains, TreesWoods
LISTING AGENT:MICHAEL PAJOUHESH
LISTING OFFICE:HOMESMART, EVERGREEN REALTY
LISTING CONTACT:949-836-5030

Estimated Monthly Payments

List Price:$949,900
20% Down Payment:$189,980
Loan Amount:$759,920
Loan Type:30 Year Fixed
Interest Rate:6.5 %
Monthly Payment:$4,803

Estimate does not include taxes, fees, insurance.

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Property Location: 44 TIERRA MONTANOSA RANCHO SANTA MARGARITA CA 92688


Blue Marker: This Listing               Red Marker: Active Listings Nearby

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Featured Agent

Featured Real Estate Agent Jordan Bennett

Jordan Bennett

Regency Real Estate Brokers
Team Lead - DRE: 01850869
Phone: 949-829-7484

Contact Jordan Bennett

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Last Updated: 2026-03-15 13:26:07