Jordan Bennett of Regency Real Estate Brokers - 949-829-7484

MLS: OC26041588     $1,075,000
4 Bedrooms with 3 Baths

MLS: OC26041588 Condo For Sale
205 MONTANA DEL LAGO
RANCHO SANTA MARGARITA CA 92688

MLS:  OC26041588
Status:  ACTIVE
List Price:  $1,075,000
Price per SQFT:  $671
Square Footage:  1603

4 Bedrooms
3 Baths
Year Built:  1998
Zip Code:  92688

Listing Agent: MICHAEL WALSH of HOMESMART, EVERGREEN REALTY 949-466-9229

Listing Remarks

Exceptional 4-bedroom detached residence ideally situated just moments from the scenic Lake Rancho Santa Margarita. This highly desirable floor plan offers three bedrooms upstairs and a versatile downstairs bedroom—perfect for guests, a private office, or den. Light-filled and inviting, the home features soaring ceilings and an airy open-concept design. The beautifully updated kitchen showcases refreshed cabinetry, a generous center island, abundant counter space, and a spacious eat-in dining area—designed for both refined entertaining and everyday comfort. The expansive primary suite provides a relaxing retreat with dual sinks and a walk-in shower. Additional highlights include a spacious 2-car garage with freshly painted floors and extensive built-in storage. Enjoy an outstanding location with the gated lake walking path visible right from the front door, offering effortless access to trails, recreation, and the community’s natural beauty. The private backyard is ideal for outdoor living, featuring custom decking, sleek vinyl fencing, and mature trees that create a peaceful setting. Freshly painted and enhanced by abundant natural light, this move-in-ready home offers the perfect blend of comfort, style, and location. Resort-style living is right outside your door — take a dip in the community pool and spa, or stroll over to the shores of the Lake and the Beach Club Lagoon for relaxing lakeside recreation. Mercado Del Lago Center is just a short walk away, discover, dine, and indulge — all within reach

Address: 205 MONTANA DEL LAGO RANCHO SANTA MARGARITA CA 92688

Community: CIERRA DEL LAGO ... Listing 1 of 2
First -- Next -- Previous -- Last

Featured Agent

Featured Real Estate Agent Jordan Bennett

Jordan Bennett

Regency Real Estate Brokers
Team Lead - DRE: 01850869
Phone: 949-829-7484

Contact Jordan Bennett

Request More Information

Listing Photos

Photo #1: OC26041588 Listing
Photo #2: OC26041588 Listing
Photo #3: OC26041588 Listing
Photo #4: OC26041588 Listing
Photo #5: OC26041588 Listing
Photo #6: OC26041588 Listing

View All Photos

Listing Details

STATUS:Active
SPECIAL LISTING CONDITIONS:Standard
LISTING CONTRACT DATE:2026-03-04
BEDROOMS:4
BATHROOMS FULL:2
BATHROOMS HALF:1
LIVING AREA SQ FT:1603
YEAR BUILT:1998
HOA/MGMT CO:Cierro Del Lago HOA
HOA/MGMT PHONE:949-716-3998
HOA FEES FREQUENCY:Monthly
HOA FEES:$240
HOA AMENITIES:Clubhouse, SportCourt, PicnicArea, Playground, Pickleball, Pool, SpaHotTub, TennisCourts, Trails
APPLIANCES INCLUDED:BuiltInRange, Dishwasher, GasCooktop, Disposal, GasWaterHeater, IceMaker, Microwave, Refrigerator
ARCHITECTURAL STYLE:Mediterranean
CONSTRUCTION:Drywall, Stucco
COMMUNITY FEATURES:Curbs, Fishing, Park, Suburban, Sidewalks
FIREPLACE:DiningRoom
FLOORING:Carpet, Laminate, Stone
HEATING:Central
COOLING:CentralAir
INTERIOR FEATURES:CathedralCeilings, TileCounters, PrimarySuite
LAUNDRY FEATURES:LaundryCloset
# GARAGE SPACES:2
PARKING FEATURES:DirectAccess, Garage
PROPERTY TYPE:Residential
PROPERTY SUB TYPE:Condominium
ROOF:Barrel
POOL FEATURES:Association
SPA FEATURES:Association
STORIES TOTAL:3
NUMBER OF UNITS TOTAL:1
VIEW:Neighborhood
LISTING AGENT:MICHAEL WALSH
LISTING OFFICE:HOMESMART, EVERGREEN REALTY
LISTING CONTACT:949-466-9229

Estimated Monthly Payments

List Price:$1,075,000
20% Down Payment:$215,000
Loan Amount:$860,000
Loan Type:30 Year Fixed
Interest Rate:6.5 %
Monthly Payment:$5,436

Estimate does not include taxes, fees, insurance.

Request More Information

Property Location: 205 MONTANA DEL LAGO RANCHO SANTA MARGARITA CA 92688


Blue Marker: This Listing               Red Marker: Active Listings Nearby

Nearby Active Listings Within: 0.5 mi

MLS # List PriceAddressBedsBaths Sq FtCommunity
SW25275352 $615,000 15 VIA HERMOSA 2 2 1006
OC25245379 $675,000 27 VIA LAVENDERA 2 2 1025
OC26041523 $549,000 29 CELOSIA 1 1 804
OC26020199 $680,000 6 DIANTHUS 2 2 1000
OC26010463 $675,000 46 CELOSIA 2 2 975
OC26042116 $989,900 273 MONTANA DEL LAGO 3 3 1529 CIERRA DEL LAGO
OC26030340 $515,000 42 PICAZO 29 2 2 773 LAS FLORES
LG26014444 $589,000 2 VIA PARIENTE 2 2 832 MISSION COURTS
OC26028339 $465,000 49 VIA HONRADO 1 1 700 MISSION COURTS
OC25279544 $508,000 7 SILKTASSEL 2 1 781 MISSION COURTS

Featured Agent

Featured Real Estate Agent Jordan Bennett

Jordan Bennett

Regency Real Estate Brokers
Team Lead - DRE: 01850869
Phone: 949-829-7484

Contact Jordan Bennett

You Might Also Be Interested In...

Community: CIERRA DEL LAGO ... Listing 1 of 2
First -- Next -- Previous -- Last

Logo for Fair Housing ActThe Fair Housing Act prohibits discrimination in housing based on color, race, religion, national origin, sex, familial status, or disability.

The information being provided by CRMLS is for the visitor's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing.

The accuracy of all information, regardless of source, including but not limited to square footages and lot sizes, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. The data contained herein is copyrighted by CRMLS. Any dissemination of this information is in violation of copyright laws and is strictly prohibited.

Information Deemed Reliable But Not Guaranteed. The information being provided is for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. This information, including square footage, while not guaranteed, has been acquired from sources believed to be reliable.

Last Updated: 2026-03-04 10:27:42